Routing and Transit Number: 322280414

Rates

Loan Rates Schedule of Fees Account Rates Share Certificates Recreational Vehicles

Effective as of: January 1, 2021
Term
 
New Motorhomes and Travel Trailers
90% Financing of Purchase Price
5 Years 4.50% to 9.25%
6 Years5.00% to 9.75%
7 Years5.50% to 10.25%
10 Years - Loans $40,000 or greater6.00% to 10.50%
12 Years - Loans $50,000 or greater6.50% to 10.75%
15 Years - Loans $60,000 or greater7.00% to 11.00%
 
Used Motorhomes and Travel Trailers
Five Years Old or less
90% Financing of Retail Book Value*
*Average Retail Value of NADA Guide
4 Years - Under $11,0005.50% to 10.005
5 Years - Loans $11,000 or greater5.50% to 10.00%
6 Years - Loans $15,000 or greater6.00% to 10.50%
7 Years - Loans $20,000 or greater6.50% to 11.00%
10 Years - Loans $40,000 or greater7.50% to 10.75%
12 Years - Loans $50,000 or greater7.75% to 11.50%
15 Years - Loans $60,000 or greater8.00% to 11.75%
 
Used Motorhomes and Travel Trailers
More Than Five Years Old
100% Financing of Wholesale Value*
*Low Retail Value of NADA Guide
4 Years - Loans Under $11,0007.00% to 10.75%
5 Years - Loans $11,000 or greater7.00% to 10.00%
6 Years - Loans $15,000 or greater7.25% to 11.00%
7 Years - Loans $20,000 or greater7.50% to 11.25%
10 Years - Loans $40,000 or greater7.75% to 11.50%
 
Boats With Trailer
 
New Boats (With Trailer)
90% Financing of Purchase Price
5 Years4.5% to 9.25%
6 Years5.00% to 9.75%
7 Years5.50% to 10.25%
10 Years - Loans $20,000 or greater6.00% to 10.50%
12 Years* - Loan $25,000 or greater6.50% to 10.75%
*Maximum term
 
Used Boats (With Trailer)
Five Years Old Or Less
90% Financing*
*Average Retail Value of NADA Guide
5 Years5.50% to 10.00%
6 Years6.00% to 10.50%
7 Years6.50% to 11.00%
10 Years - Loans $20,000 or greater7.50% to 11.25%
12 Years* - Loans $25,000 or greater7.75% to 11.50%
*Maximum term
 
Used Boats (With Trailer)
More Than Five Years Old
100% Financing*
*Low Retail Value of NADA Guide
4 Years - Loans Under $11,0007.00% to 10.75%
5 Years - Loans $11,000 or greater7.00% to 10.75%
6 Years - Loans $15,000 or greater7.25% to 11.00%
7 Years - Loans $20,000 or greater7.50% yo 11.25%
10 Years* - Loans $30,000 or greater7.75% to 11.50%
*Maximum term