Routing and Transit Number: 322280414

Rates

Loan Rates Schedule of Fees Account Rates Share Certificates Recreational Vehicles

Effective as of: January 4, 2023
Loan Rates - Autos
TermRate, AS LOW AS
SPECIAL LOAN RATES, NEW AUTOS
Credit Score of 780 Or Higher
New Vehicles, 100% Financing for borrowers with a FICO score of 780 or higher
Maximum Term 5 Years4.24%
Maximum Term 6 Years4.74%
Maximum Term 7 Years6.49%
No Additional Discounts
New Autos
100% Financing of Purchase Price
3-5 Years6.25% to 17.50%
6 Years - Loans $15,000 or greater6.75% to 9.00%
7 Years - Loans $30,000 or greater7.25% to 9.50%
SPECIAL LOAN RATES, USED AUTOS
Credit Score 780 Or Higher
Used Vehicles, 100% of Kelley BlueBook High Value for 5 Years Old or Less
Maximum Term 5 Years5.49%
Maximum Term 6 Years5.99%
Maximum Term 7 Years7.24%
No Additional Discounts
Five Years Old or Less, 100% Of Retail Value Financing
3-4 Years - Loans Less Than $11,0007.00% to 17.75%
5 Years - Loans $11,000 or greater7.25% to 17.75%
6 Years - Loans $15,000 or greater8.00% to 9.75%
7 Years - Loans of $30,000 or greater8.25% to 10.00%
Used Autos, More Than Five Years Old to 10 Years
3-5 Years - Loans of $11,000 or greater8.75% to 17.99%
Loan Rates - Motorcycles and Personal Watercraft
TermRates, AS LOW AS
New Motorcycles and Personal Watercraft*
100% Financing of Purchase Price
3-5 Years, 5 year loan $11.000 or greater4.25% to 12.25%
6 Years - Loan $20,000 or greater4.75% to 6.50%
*Maximum Term 6 Years
Used Motorcycles and Personal Watercraft*
Five Years Old or Less, 100% Of Retail Value Financing*
3-4 Years- Loans Less Than $11,0004.75% to 12.75%
5 Years - Loans $11,000 or greater4.75% to 12.75%
6 Years - Loans $20,000 or greater5.75% to 7.25%
*Maximum Term 6 Years
Used Motorcycles and Personal Watercraft
More Than Five Years Old
3-5 Years - 5 year loan $11,000 or greater7.25% to 14.00%
Loan Rates - Signature, Overdraft Loan, Share Secured and Visa
TermRate, AS LOW AS
Signature Loans
5 Years - Maximum amount $10,000**10.45% to 17.50%
**Actual loan amount and terms available based upon applicant´s qualifications
Overdraft Coverage
$500.00 or $1,000 Line of Credit15.00%
Share Secured
Maximum loan amount equal to share balanceDividend Plus 3.0%
Visa Credit Cards
Available limits; $1,000 to $10,000**as low as 8.95%
Loan Discounts to be determined by Loan Officer
 
RATES SUBJECT TO CHANGE WITHOUT NOTICE