Routing and Transit Number: 322280414

Rates

Loan Rates Schedule of Fees Account Rates Share Certificates Recreational Vehicles

Effective as of: January 1, 2020
SCHEDULE OF FEES
REGULAR SHARE FEES
Membership Fee$1.00
Share Account Minimum Balance$50.00
Excessive withdrawal fee, per transaction, 4 free per month$2.00
Dormant Account, per year$3.00
Holiday Account Withdrawal$10.00
Low Balance Fee$5.00
Reopen Closed Share Account$15.00
Early Accunt Closure (Within 6 months of opening)$15.00
SHARE DRAFT FEES
Monthly Service Fee$5.00
No Fee with minimum daily balance of $100 or more
Automatic Transfers from Shares, Overdraft Coverage$1.00
Manual Transfers to cover Overdaft$3.00
Stop Payment, Member Share Draft$25.0
Stop Payment, ACH$25.00
Non Sufficient Funds Transaction$25.00
Paid Draft Copy (Two free per month) Each$5.00
Account Reconcilment, per hour one hour minimum$25.00
Bill Pay Non-Sufficient Fund$30.00
DEBITCARD
Replace Lost Card$15.00
Rush Delivery: Fed Ex$45.00
Replace Lost PIN$5.00
WIRE TRANSFERS
Wire Transfer, Outgoing$35.00
Wire Transfer, Incoming$20.00
Wire Transfer, International$45.00
MISC FEES
Coin Machine Fee: 7% of total. Rolled coin not accepted.
Returned Deposited Items$15.00
Stop Payment, Credit Union check$30.00
Statement Copies$5.00
Account History Printout$3.00
Notary Fee, Per Signature for Non Member$10.00
Legal Processing Fee$35.00
IRA Transfer to another institution$25.00
(Levies, Liens, Child Support, Etc)
Address Locator Fee$5.00
Research Fee, one hour minimum, per$30.00
Foreign ATM Withdrawal (Free a Co-op Network)$2.00
ATM Excessve Withdrawal Fee$1.00
(15 per month free)
Collection Fee$20.00
Non Member use of OPEFCU ATM$3.00
ATM Deposit Correction$10.00
ATM Deposit Returned Item$20.00
VISA CREDIT CARD