Rates
Loan Rates Schedule of Fees Account Rates Share Certificates Recreational Vehicles
Effective as of: January 1, 2021
| SCHEDULE OF FEES | |
| REGULAR SHARE FEES | |
| Membership Fee | $1.00 |
| Share Account Minimum Balance | $50.00 |
| Dormant Account, per year | $3.00 |
| Low Balance Fee | $5.00 |
| Reopen Closed Share Account | $15.00 |
| Early Accunt Closure (Within 6 months of opening) | $15.00 |
| SHARE DRAFT FEES | |
| Monthly Service Fee | $5.00 |
| No Fee with minimum daily balance of $100 or more | |
| Automatic Transfers from Shares, Overdraft Coverage | $1.00 |
| Manual Transfers to cover Overdaft | $3.00 |
| Stop Payment, Member Share Draft | $25.00 |
| Stop Payment, ACH | $25.00 |
| Non Sufficient Funds Transaction | $25.00 |
| Paid Draft Copy (Two free per month) Each | $5.00 |
| Bill Pay (First 60 days free) | $5.95 |
| Bill Pay Non-Sufficient Fund | $30.00 |
| DEBITCARD | |
| Replace Lost Card | $15.00 |
| Rush Delivery: Fed Ex | $45.00 |
| WIRE TRANSFERS | |
| Wire Transfer, Outgoing | $35.00 |
| Wire Transfer, Incoming | $10.00 |
| Wire Transfer, International | $40.00 |
| MISC FEES | |
| Coin Machine Fee (Rolled coin not accepted) | 7% of total |
| Returned Deposited Items | $15.00 |
| Stop Payment, Credit Union check | $30.00 |
| Statement Copies | $5.00 |
| Account History Printout | $3.00 |
| Notary Fee, Per Signature for Non Member | $10.00 |
| Legal Processing Fee | $35.00 |
| IRA Transfer to another institution | $25.00 |
| (Levies, Liens, Child Support, Etc) | |
| Research Fee, one hour minimum, per | $30.00 |
| Foreign ATM Withdrawal (Free a Co-op Network) | $2.00 |
| ATM Excessve Withdrawal Fee | $1.00 |
| (15 per month free) | |
| Collection Fee | $20.00 |
| Non Member use of OPEFCU ATM | $3.00 |
| ATM Deposit Correction | $10.00 |
| ATM Deposit Returned Item | $20.00 |
| VISA CREDIT CARD | |
| Late Payment | Up to $25.00 |
| Returned Payment | Up to $25.00 |
| Over Credit Limit | Up to $25.00 |
| Replace Lost Car | $15.00 |
| Rush Delivery: FedEx | $45.00 |
| ATM Withdrawal | $1.00 |
| CONSUMER LOANS | |
| Late Fee | $25.00 |
